30 Year Treasury in Perspective (Graph)

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80 Percent of Medical Bills Contain Errors -- Fighting Mistakes

clipped from www.alzheimersreadingroom.com Problems with medical billing errors drive me crazy. Not our bills, but the medical bills of relatives and friends. They complain to me all the time. I start by telling them--you are complaining to the wrong person. Then I explain to them what to do about it--pick up the phone and call whoever is billing you. I learned a long time ago, you can negotiate down the price of any medical bill. Don't be afraid to pick up the phone and say--I refuse to pay that amount. Experience tells me that you can get a 20 percent reduction just by opening your mouth--by being proactive. By the way, being proactive does not mean being mean. Start by remembering this, the person on the other end of the phone is just like you or me--they are doing a job. So treat them with respect.  You can get more with sugar then you can with vinegar. If you run into a brick wall, try the above then use my favorite word--Supervisor.

Can you drive with Alzheimer's

clipped from www.alzheimersreadingroom.com My mother drove her car over one of those white, concrete abutments in the parking lot. She scrapped against a tree-- the tree tore off the entire passenger side of her car, front to back. She stopped when she bounced off the wall of her building. It turned out this was more than a "senior moment". Eighteen months later my mother was diagnosed with Alzheimer's disease.

Women collect dolls to benefit Alzheimer's patients

clipped from www.alzheimersreadingroom.com Wonderful people. ...the daughter felt sad and "shook up" when leaving St. Elizabeth's after a visit. "After we gave her the baby doll, I never felt sad again when I left," she said. "So it was very liberating for me." Two Catonsville mothers, Wendy Geist and Amy Nelson, have initiated a volunteer project of collecting used dolls to ease the suffering and bring joy to seniors experiencing Alzheimer's disease or other forms of dementia. The women say, " beneficial effects can be amazing."

S & P 500 Up 24.53 Percent in 20 Days (Chart)

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Real Unemployment 15.6 Percent

clipped from efhutton.blogspot.com U-6 Total unemployed plus all marginally attached workers plus total employed part time for economic reasons as a percent of the civilian labor force plus all marginally attached workers The number reported today for this series is 15.6 % (the non-seasonally adjusted number is worse at 16.2 %). This compares to 9.1 percent reported March, 2008.

30 Year Conventional Mortgage Rate (Chart)

clipped from allamericaninvestor.blogspot.com